It is so important to include those that we are designing for, such as the elderly or those with learning difficulties, to make sure that new technologies are inclusive for all.
Fortunately, there are easy solutions like using Hemingway to check, and adapt language used and the Web Content Accessibility Guidelines (www.wcag.com) is the go to resource to drive accessibility by design.
It is a duty to keep vulnerable consumers top of mind, and that trusted human touchpoints are retained, as well as accessibility overlays (including for the visual and hearing impaired) and options like cash payments, manned tills, open bank branches, physical libraries and local transport.